Credit Authorizers

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About the Job

Authorize credit charges against customers' accounts.

It is also Called

  • Office Manager
  • Credit Specialist
  • Credit Risk Review Officer
  • Credit Risk Officer
  • Credit Review Officer
  • Credit Products Officer
  • Credit Officer
  • Credit Manager
  • Credit Director
  • Credit Coordinator
View All

What They Do

  • Prepare credit cards or charge account plates.
  • Mail charge statements to customers.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • File sales slips in customers' ledgers for billing purposes.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • Keep records of customers' charges and payments.

Interests

People who work in this occupation generally have the interest code: CE.

This means people who work in this occupation generally have Conventional interests, but also prefer Enterprising environments.

Work Values

People who work in this occupation generally prize Independence, but also value Support and Relationships in their jobs.

Things They Need to Know

  • English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
  • Customer and Personal Service - Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
  • Computers and Electronics - Knowledge of circuit boards, processors, chips, electronic equipment, and computer hardware and software, including applications and programming.
  • Mathematics - Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Law and Government - Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.

Things They Need to Be Able to Do

  • Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
  • Speaking - Talking to others to convey information effectively.
  • Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
  • Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
  • Writing - Communicating effectively in writing as appropriate for the needs of the audience.
  • Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one.
  • Social Perceptiveness - Being aware of others' reactions and understanding why they react as they do.

Education Required

Most occupations in this zone require training in vocational schools, related on-the-job experience, or an associate's degree.

Wages

In 2016, the average annual wage in Pennsylvania was $38,260 with most people making between $25,810 and $56,560

Outlook

0.00%
avg. annual growth

During 2014, this occupation employed approximately 1,710 people in Pennsylvania. It is projected that there will be 1,510 employed in 2024.

This occupation will have about 0 openings due to growth and about 10 replacement openings for approximately 10 total annual openings.



Pennsylvania Department of Education